APR

Annual Percentage Rate

  • Listed companies-The annual interest rate for PDC loans/Loans without salary transfer is 9% per annum flat
  • Non-Listed companies-The annual interest rate for non listed companies is 14-15% depending on the company's rating
  • Free for life credit card-Has no interest charge, for the first 90 days, thereafter it charges 3% per annum on the unsettled balance
  • No annual subscription fees or purchasing price on all free for life credit cards