Personal Loans in Dubai

What is a Loan

A personal loan is a financial arrangement or contract as described by some authors were by a lender, which is usually a bank in Dubai/UAE , enters into an agreement to offer financial resources to the prospective client in Dubai / UAE , who is known as a borrower, and the two agree on an amount to be disbursed , and they both agree to take this deal in Dubai/UAE over a specified period of time.

Each and every personal loan in Dubai/UAE, has its terms and conditions, were by the parties involved, agree on an annual interest rate to be paid, be it fixed or reducing balance, and attached thereof are processing fees, which usually come at 1% or 500AED whichever is higher, and this processing fee, is referred to as the administration fee in other countries.

T & C’s of a personal loan arrangement will vary from bank to bank , and type to type, you therefore find commercial banks in Dubai/UAE disbursing conventional loans, whilst Islamic banks in Dubai/UAE disburse Islamic loans, which are characterised by low interest rates across the globe.

Both the parties to the contract should agree and abide by the prescribed terms and conditions attached thereof, and each should promptly honour their obligations, especially on the borrower’s side, he should ensure that, he is ready to meet each and every installment on a monthly basis together with the monthly interest attached, and settle it as the arrangement generates into life.

Many ordinary man and women on the street take on their day to day life differently in Dubai / UAE and as they progress in their livelihoods, it is at some moment that there is need for a personal loan(s) to meet up pressing financial needs and requirements, or to settle obligations due, or to satisfy personal interests. Whichever the case may be, consumers often choose personal loans in Dubai.

Each and every market has personal loans and credit cards designed for different circumstances and each and every circumstances has its commensurate loan requirement in Dubai/UAE

Annual Percentage Rate

Implications of non-payment

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Apply for Loan in U.A.E

Personal Loans

Get a personal loan in UAE.


  • Documents required for loan application

    1-Passport copy

    2-Visa copy

    3-Emirates ID front and back copies

    4-Salary certificate/3 Months Payslips

    5-Three months bank statement/Salary slips/WPS Statement

    6-Credit card copy (face)

    7-Credit card statement

    8-Security Cheque

    Loan amount 10 000-300 000 (AED)

    Salary must be minimum 4000 (AED) +

    Do you have a credit card? If so, what is the limit?

    Do you have a loan from another bank ?

    Do you have benefits at work for example accommodation, insurance, commission, bonus, overtime, transport, air-ticket or uniform?

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  • Documents required for SME Partner-loan application

    1-Passport copy
    2-Visa copy
    3-Emirates ID front and back copies
    4-Six months bank statement
    5-Credit card copy (face)
    6-Credit card statement
    7-Memorandum of Agreement (MOA)
    8-Tenancy Contract
    9-Copies of invoices (optional,increases chance)
    Loan amount 10 000-300 000 (AED)

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