48 Months-Loans for listed companies in Dubai

Get an

executive loan in Dubai without salary transfer and executive loan top ups at competitive interest rates, flexible repayment period, with unique competitive financial institutions which understands the diversity of the UAE market.

This executive loan may be viewed as an affluent loan facility for:

High earning individuals

Directors of companies

Company Executive Managers

Company Senior /Middle Managers

Civil Servants/Parastatal employees employed in government/ public sector

NGO Executives and any of the above working in an established company

Aspiring applicants should be confirmed employees,or spent at least six months or more with their current employer or working for a reputable company earning a minimum of AED8000 and above. All Nationalities are welcome to apply if they meet the conditions set by the Central Bank of UAE

Features 9% annual Interest rate for loans without salary transfer. No hidden charges
9% annual Interest rate for loans TOP UP without salary transfer. No hidden charges
Minimum disbursement 40,000 AED and Maximum disbursement 250,000 AED
Sequential Monthly Installments repayment period with min 1 year up to 4 years.

Associated fees

  • Banks in Dubai/UAE charge 1% or AED 500 Whichever higher as loan application/processing fees.
  • Insurance charge is flat at 0.75%

Annual Percentage Rate

Implications of non-payment

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Personal Loans

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  • Documents required for loan application

    1-Passport copy
    2-Visa copy
    3-Emirates ID front and back copies
    4-Salary certificate/3 Months Payslips
    5-Three months bank statement/Salary slips/WPS Statement
    6-Credit card copy (face)
    7-Credit card statement
    8-Security Cheque Loan amount 10 000-300 000 (AED)

    Salary must be minimum 8000 (AED) +

    Do you have a credit card? If so, what is the limit?

    Do you have a loan from another bank ?

    Do you have benefits at work for example accommodation, insurance, commission, bonus, overtime, transport, air-ticket or uniform?

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  • Documents required for SME Partner-loan application

    1-Passport copy
    2-Visa copy
    3-Emirates ID front and back copies
    4-Six months bank statement
    5-Credit card copy (face)
    6-Credit card statement
    7-Memorandum of Agreement (MOA)
    8-Tenancy Contract
    9-Copies of invoices (optional,increases chance)
    Loan amount 10 000-300 000 (AED)

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